Life Insurance

Did you know that life insurance doesn’t just pay when we die? Life insurance can help you through terminal illness, college planning, creating tax-free income and help pay for long-term care. As independent advisors we work with you to determine the appropriate plan based on your goals and resources.

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Some of our Life Insurance Product Providers

*not all plans offered in all counties

Basic Types of Life Insurance

Accent Insurance Group can help you with any of these types of life insurance. We have over 100 different life companies available to us to help find the perfect policy to fit your needs!
Term Life Products
Known as a temporary insurance, usually 5, 10 20 or 30 year time periods, low cost.
Universal Life Products
Known as a permanent insurance, also more flexible than whole life, potentially builds cash value.
Whole Life Products
Known as a permanent insurance, not as flexible as a Universal policy, builds cash value, stays in force as long as you continue to pay your premium.
Final Expense Products
Known as a permanent insurance, builds cash value, usually between $5,000 to $50,000 death benefit amounts, minimal to no health questions, sometimes known as “easy issue” policies.
Single Premium Whole Life
SPWL, permanent insurance, usually purchased with a single premium, builds cash value, paid up insurance.

Leaving a Legacy

Life insurance has beneficiaries but what about your other assets? Your assets represent a life of hard work. But without proper planning, they may not be distributed the way you want – and even Uncle Sam might take a cut. We start by asking whom you wish to provide for when you’re gone. Then we work with qualified estate planning attorneys to establish a plan for distributing your assets in a tax-efficient manner. Our goal is to maximize the amount of money that transfers directly to your beneficiaries.

We're here to help you find the best value for your money!

We'll assess your situation, do the shopping for you, then work hard to exceed your expectations.

Health Insurance

Health insurance has evolved. With options ranging from telemedicine to full-blown major medical coverage it can get confusing. We’re here to help you choose what makes sense for you.

Life Insurance

Life insurance doesn’t sound complicated right? It pays when you die, right? The answer is, sort of. Life insurance is always evolving. Do you have Living Benefits? Finally you can have your cake and eat it too!


Working with us gives you access to a wide range of financial and retirement products, instead of affiliating ourselves with one company.

Medicare Advantage

Studies show Medicare advantage members live longer healthier lives. Learn more about the managed care difference.

Medicare Supplement

Cover costs that your Medicare card wont such as deductibles, co-payments, and even prescription drug coverage. 

What our customers say about us

  • Accent Insurance is the only place I will go for my insurance needs.
    Jacquelynn B.
  • Great experience. Really know their products. Agents are very helpful.
    Elizabeth J.
  • I just want to praise you for being my agent! You have always kept in touch with me as to my coverage and I appreciate that.
    Millie S.
  • We can always depend on Accent. We count them as friends as well as our health advisors.
    Elaine M.
  • Very knowledgeable & willing to take the time to help me understand the financial benefits of investing in my early 30’s! A+
    Josh H.
  • I can always depend on Accent Insurance to give me the most updated information on my Medicare Health Plan every year!
    Rodney M.